Questions & Answers
How do we build credit files?
We build personal credit by adding tradelines to each individual credit file.
How long does building credit takes?
Building credit usually takes 30 days, rarely 45 days.
What are the difference in each package?
We offer 3 types of packages “Bronze Silver Gold”. Each package is made of unique tradelines and prices to fit your budget. Choose a package
you are interested in and let us do our job by getting you that credit score, you’re paying for.
Does the package includes personal funding?
No, we charge additional fees for personal funding. The package only guarantee that you can get up to the amount of funding listed.
What is the backend special?
The backend special is typically a promotional offer. It allows you to repair you credit, build your credit, and get personal funding without paying any money upfront. You will be charged with a backend percentage of 30% once all 3 services are completed.
Can I get the backend special without personal funding services?
No, typical because once all 3 services are completed, you will have to agree to the terms of paying us with 30% of your personal funding (Credit Cards, Personal Loans, and Car Loans).
How safe is my information once given to your company?
Your information is 100% safe. Your information is NOT shared and/or sold to any 3rd party distributor. All of our trade lines are in-house, owned by the principals.
What are tradelines?
Tradelines are credit account records that are provided to credit reporting organizations. A trade line, also spelled as tradeline, can include a mortgage, line of credit, credit card, or any other credit-related item that is provided by a financial institution or lender.
How do tradelines raises credit scores?
Adding a tradeline, sometimes referred to as authorized user tradelines for seasoned tradelines, is a process through which individuals purchases an aged credit lines in order to boost their credit score by piggybacking off of the account in good standing. This is possible because of the creditors generally furnish all information to the credit bureaus of an individual listed as an authorized user on any given tradeline. In addition, FICO® digests this newly added credit and recalculates your score.
What do tradelines look like?
As stated above, tradelines are simply account appearing on your credit report. Below is an example of tradelines listed on a consumer’s credit profile.
There are different types of tradelines, such as revolving, installment, auto, mortgage, etc. Under the FICO® credit score, the largest portion of the score is made up of revolving lines, which is about 40% of your score. Most of our lines are revolving so that you can make the largest positive impact on your credit score.
Is this legal?
Yes, it is completely legal. This technique has been used for years by mortgage brokers, bankruptcy lawyers and real estate agents to help their clients establish trade line accounts with history, to boost their credit score. Please Read the 1974 Equal Credit Opportunity Act, for the legal statutes and codes.